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Bank Name : Axis Bank

Job Title : RB - Collection & Underwriting:Bucket Manager - Cards & GL-Flows - Unsecured Products

Department : Retail Lending

Location : Lucknow

Experience : 0 to 1 (Years)

Skills : 

Good interpersonal skills
Ability to work under pressure Team management
Time management

Posted On : 23-Apr-2020

Qualifications : Graduation from a recognized institute

Job Description

About Retail Lending :

The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank

About the Role :

The bucket manager handles the Risk-60 portfolio for Unsecured Products. The Bucket manager ensure NPA resolution and manages the portfolio as per the existing process. The Bucket Manager also ensures compliance with the audit procedures of the bank 

Role Proficiencies :

For successful execution of the job, the candidate should possess the following:

Knowledge and understanding of collections and market dynamics
Knowledge of regulatory guidelines and norms
Good communication (both verbal and written) skill in both English and the local language
Ability to manage complex client situations
Ability to handle pressure and meet deadlines

Key Responsibilities :

Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
Ensure adherence to the set process and audit requirements in place
Ensure minimum forward flow from the buckets

About Us :

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.
The Bank has a large footprint of 2589 domestic branches (including extension counters) and 12,355 ATMs spread across the country as on 31st March 2015. The overseas operations of the Bank are spread over nine international offices with branches at Singapore, Hong Kong, Dubai (at the DIFC), Colombo and Shanghai; representative offices at Dhaka, Dubai, Abu Dhabi and an overseas subsidiary at London, UK. The international offices focus on corporate lending, trade finance, syndication, investment banking and liability businesses.

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